Google recently started Electronic Fund Transfers (EFT) for
AdSense publishers in India. It is very easy and hassle free process of getting
payments from Google. I was quite disappointed earlier as I couldn’t get
physical cheque twice as once I was out of station even though the courier guy
informed about it and other time the post man didn’t inform about the cheque
arrival as I gave address where bluedart courier has no service. Google sends
cheque through speed post in the places where bluedart courier doesn’t provide
service. But with new system for Indian AdSense publishers can easily get their
money in the bank accounts directly without any head ache of presenting the
cheque for clearance and wait. Also, it is possible to get the payment from
Google AdSense even though your bank branch doesn’t have a SWIFT code which is
mandatory for foreign currency transfers.
Just follow these steps so that you can get your AdSense
account upgraded to the new payment system and get payments easily.
Step 1: Get your AdSense account upgraded
AdSense earlier had opened the wire transfer for only few
publishers as beta version and now it is available for all publishers. Anyone
interested in getting money through EFT can upgrade accounts. Login to AdSense
home page and in payments page select hold payments. You need not inform anyone
about this. Your account will be upgraded automatically.
Step 2:
Keep calm and don’t worry till you receive email from
AdSense informing you about the account update and new payment system. The
schedule of updating accounts in India is not mentioned by Google AdSense and
it will be surely upgraded on 16th of any month provided you have
put self-hold on your payment any time in between 17th of previous
month to 15th of current month.
Step 3:
After you receive mail, login to your AdSense account again
go to payment and select ‘Add a New form of Payment’, fill your account
details, Name, Account Number, Branch IFSC code and SWIFT code. If your bank
branch is not having a direct SWIFT code, you can give SWIFT code of any nearby
branch or treasury branch having SWIFT code of same bank. You can get
assistance from bank staff regarding SWIFT code. No need of adding Intermediate
bank details. You will get a mail as soon as you save the details of account
selecting it as primary form of payment.
Once the payments are made you will get a mail and amount
will be credited to your bank account within ten working days excluding
holidays. If your bank makes you calls regarding the purpose code of the
transaction inform that it is ‘P1007’ provided by Reserve Bank of India (RBI)
for reporting Forex Transaction receipt purposes.
If you want to change the Account details you have provided
you can’t do it directly by deleting the existing account details. Go to
payments, again add a new form of payment and after providing details select it
as primary form of payment. Later you can delete the old account details.
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